TERMS & CONDITIONS OF USE

Welcome to Fanatics Casino. This End User License Agreement and Terms of Service ("Terms", "Agreement") constitutes a legally binding agreement between you ("User", "Player", or "Account Holder") and the operating entities of Fanatics Casino ("Company", "We", "Us", or "Our").

By accessing, downloading, registering, or placing any real money wager through the Fanatics Casino website or native mobile applications (iOS and Android), you explicitly acknowledge that you have read, understood, and agreed to be bound by all terms, policies, and operational rules contained herein, as well as our Privacy Policy.

Fanatics Casino operates in full compliance with United States legal gaming statutes. Our operations are licensed, regulated, and audited by relevant state gaming authorities, including but not limited to the New Jersey Division of Gaming Enforcement (NJ DGE), the Pennsylvania Gaming Control Board (PGCB), the Michigan Gaming Control Board (MGCB), and the West Virginia Lottery Commission (WVLC). You agree that all wagers placed on the platform are subject to the specific regulations of the jurisdiction in which you are physically located at the time of play.

To establish a real money wagering account on Fanatics Casino, you must satisfy strict legal eligibility criteria dictated by state and federal laws:

• Minimum Age Requirement: You must be at least twenty-one (21) years of age at the time of account registration and wagering. Underage gambling is a criminal offense.
• Physical Location: You must be physically present within the geographic boundaries of an authorized state (e.g., NJ, PA, MI, WV) when initiating any real money game session or wager.
• Prohibited Persons: Key employees of gaming companies, casino key executives, excluded individuals, self-excluded individuals, and athletes or officials restricted under state law are strictly barred from participating in real money games on Fanatics Casino.

Identity Verification & KYC Procedures

In compliance with federal Anti-Money Laundering (AML) standards and Know Your Customer (KYC) regulations, Fanatics Casino requires players to submit accurate personal details during signup. This includes your legal name, residential address, date of birth, phone number, and Social Security Number (SSN).

If automated verification checks fail, you will be required to provide government-issued photo identification, proof of address (utility bill or bank statement), and supporting financial documentation. Accounts with unverified credentials will remain restricted from depositing, betting, or executing withdrawals until identity verification is complete.

Single Account Policy & Security

Each player is limited to one (1) active account across the Fanatics Casino network. Duplicate accounts opened using alternative email addresses, modified names, or false credentials will be permanently terminated, and any active bonus balances or winnings derived from duplicate accounts shall be forfeited. Players are solely responsible for protecting account passwords and multi-factor authentication details.

Under the United States Wire Act and applicable state gaming legislation, real money online casino wagering is strictly confined to individuals physically present inside state borders where iGaming is legally sanctioned.

When accessing Fanatics Casino, you agree to enable location services on your device. Our embedded geolocation system utilizes GPS tracking, Wi-Fi network analysis, IP lookup, and cell tower triangulation to continuously verify your location.

Any attempt to bypass geolocation controls through Virtual Private Networks (VPNs), proxy servers, IP spoofing, or software emulation is a direct violation of this Agreement. Detection of proxy masking software will lead to immediate account suspension, cancellation of wagers, and reporting to relevant state regulatory bodies.

All financial transactions on Fanatics Casino are denominated in United States Dollars ($USD). We support verified payment methods including debit cards, online banking transfers (ACH/eCheck), PayPal, Venmo, Apple Pay, and Fanatics Play+ prepaid cards.

A. Funding & Deposit Regulations

Deposits must originate from financial accounts held directly in the registered name of the Fanatics Casino account holder. Third-party deposits from friends, relatives, or business entities are prohibited. We reserve the right to set daily, weekly, and monthly deposit maximums to promote financial safety.

B. Withdrawal Requests & Payout Processing

Withdrawals are subject to security reviews and identity re-verification. Cashout requests are processed back to the original funding method whenever possible. Key financial rules include:

• Minimum Withdrawal: Standard minimum payout limit is $10.00 unless otherwise specified.
• Wagering Requirements: All deposited funds must be wagered at least once (1x turn-through) before becoming eligible for withdrawal, preventing illicit cash laundering.
• Tax Withholding: In accordance with Internal Revenue Service (IRS) regulations, net gaming winnings exceeding legal thresholds may be subject to mandatory federal and state tax withholding (IRS Form W-2G).

Players on Fanatics Casino automatically participate in the FanCash loyalty rewards program. Every qualifying real money wager placed on eligible online slots, table games, or live dealer games earns FanCash credit.

A. Accumulation & Redemption Rules

FanCash rate earnings vary based on game return-to-player (RTP) specifications and game category (e.g., slot wagers vs. table games). Accumulated FanCash can be converted dollar-for-dollar into:

• Bonus Casino Credits for use on Fanatics Casino.
• Official sports gear and apparel on Fanatics.com.
• Sportsbook bonus bets across Fanatics Sportsbook.

B. Bonus Wagering & Expiration

Promotional credits, deposit matches, and FanCash Spins carry specific playthrough requirements (e.g., 1x to 20x rollover) as detailed in the individual promotion rules. Unless stated otherwise, bonus funds expire after seven (7) days if wagering requirements are not met.

All casino games offered on Fanatics Casino utilize certified Random Number Generators (RNG) tested and audited by independent regulatory testing laboratories (such as GLI) to ensure uncompromised fairness and mathematical integrity.

Malfunction Voids All Pays and Plays: In the event of software errors, server disconnections, hardware crashes, miscalculated payouts, or technical glitches, all impacted wagers during the affected window are deemed null and void. Unsettled wagers interrupted by connection losses will be restored upon your next login attempt where possible or refunded to your cash balance.

Fanatics Casino enforces a zero-tolerance policy against cheating, fraud, and abusive behavior. The following activities are strictly prohibited:

1. Automated Play & Bots: Utilizing automated software scripts, artificial intelligence tools, screen scraper bots, or betting algorithms.
2. Collusion & Syndicate Play: Coordinated betting with other players to manipulate table outcomes, bonus rollover requirements, or progressive jackpots.
3. Chargebacks & Fraudulent Deposits: Executing chargebacks, filing false bank disputes, or utilizing stolen payment instruments.
4. Arbitrage & Exploitation: Exploiting software bugs, promotional loopholes, or latency glitches to secure guaranteed wins.

Violation of prohibited conduct policies will result in immediate account suspension, permanent banning, seizure of illicitly gained winnings, and reporting to federal law enforcement and state gaming control boards.

Fanatics Casino is committed to promoting safe and responsible gambling. We provide robust self-management tools within account controls:

• Deposit Limits: Set maximum daily, weekly, or monthly deposit ceilings.
• Wager & Time Limits: Restrict maximum single-bet amounts or set session timers to limit continuous gameplay.
• Cool-Off & Self-Exclusion: Temporarily suspend your account for 30 to 90 days or apply for state-wide voluntary self-exclusion programs (1-year, 5-year, or permanent exclusions).

If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537).

All content, trademarks, logos, slot designs, sound effects, code, graphics, and visual layouts available on Fanatics Casino are protected by United States and international copyright, trademark, and trade dress laws.

You are granted a limited, non-exclusive, non-transferable license to access the platform strictly for personal, non-commercial entertainment. You may not copy, modify, distribute, reverse engineer, or create derivative works from any software or visual media contained on Fanatics Casino.

To the maximum extent permitted under law, Fanatics Casino, its parent corporations, affiliates, and licensors shall not be held liable for indirect, incidental, punitive, or consequential damages resulting from platform downtime, network connection failures, software bugs, or user error.

Binding Arbitration & Class Action Waiver: Any disputes arising from this Agreement that cannot be resolved through customer support shall be settled via binding individual arbitration under the rules of the American Arbitration Association (AAA). You agree to resolve disputes solely on an individual basis and waive any right to participate in class actions or representative proceedings.

This Agreement is governed by the statutory laws of the state in which your wager was placed, without regard to conflict of law principles.